新屋保障期 延長至2年

新屋保障期　延長至2年
-17th Dec 2007
（吉隆坡16日訊）今年12月1日正式生效的1966年房屋發展（管制與執照）修正法令下，發展商交屋的保障期，從原有的18個月延長至24個月，給予購屋者享有更好的購屋福利。

當發展商在交屋后，接獲購屋者的書面通知，他們必須在30天內，修理屋子內外的瑕疵。

若發現屋子的材料及規格貨不對辦，購屋者也可以向發展商提出投訴，並且要求做出修整。

房屋與地方政府部長拿督斯里黃家定指出，這項法令的修正，主要是為了對付那些不負責任的發展，以保護消費者的利益。「由于有少數發展商是害群之馬，我們不能讓這些事件一再發生。」

他指出，這項房屋發展（管制及執照）修正法令于今年4月通過修正，但在今年12月才在憲報上公佈，正式生效。這項修正法令包括一個新的特色，即推介I表及J 表，以迎合「先建后售」的概念。

「現在發展商已無需交5%的保留金，因此，他們應為購屋者提供更有素質的房產。」

他說，「先建后售」不是強制性的概念。該部將觀察這套建屋系統一段時期，因為只有資金雄厚的公司，才可以採用這個概念。


http://thestar.com.my/news/story.asp?file=/2007/12/16/nation/19783643&sec=nation

Housebuyers to enjoy 24 months' warranty
By CHIN MUI YOON and NG SI HOOI

muiyoon@thestar.com.my

KUALA LUMPUR: Developers will now have to repair any defect in houses detected within two years of handing over vacant possession to housebuyers. Previously, the warranty period was 18 months.

This is one of the benefits that consumers will enjoy with the enforcement of the amendments to the Housing Development (Control and Licensing) Act 1966 from Dec 1.

Any defect, shrinkage or other faults in the building have to be repaired by developers at their own cost within 30 days of having received a written notice from buyers.

Such faults include defective workmanship or materials, or if the building has not been constructed in accordance with the plans and description as specified.

Housing and Local Government Minister Datuk Seri Ong Ka Ting said the changes to the Act, which came into effect from Dec 1, were made to protect housebuyers from irresponsible developers.

“There are black sheep but we cannot let this happen, even if the number is not that big.

“The amendment to the Housing Development (Control and Licensing) Act, which is the principal or parent Act, was done on April 12 this year. The regulations gazetted on Dec 1 bring all provisions into conformity under the Act.

“It includes new features such as the introduction of two new Schedule I and Schedule J catering for the Build-then-Sell (10:90) concept.

“The scheduling is vastly different for the current conventional way of selling houses.

“There is also no 5% retention fee so the onus is on developers to be responsible in building and delivering a quality property to buyers in order to collect payment.”

Ong said the Build-then-Sell concept remains optional to developers instead of mandatory.

This parallel system will be observed for a period of time.

As it is, he said, only companies that are financially sound are able to adopt the new concept.

On the extended warranty period for defects, Ong said the increase to 24 months was a period acceptable to both housebuyers and developers after the ministry’s technical team had evaluated feedback from both parties.

Significant changes include a requirement for developers to deliver vacant possession to buyers that must be supported by a Certificate of Completion and Compliance (CCC) certified by registered architects that a building is safe and fit for occupation.

Previously, when developers handed over vacant possession of a property, the keys were given to buyers for inspection.

But buyers could not move in until the Certificate of Fitness (CF) was issued by the local authorities, which could be several months later.

Also for strata titles (applicable under Schedule H for apartments, condominiums, flats and townhouses), a crucial change is the mandatory enforcement of the Fifth Schedule in the sale and purchase (S&P) agreement on what buyers can expect to pay besides the cost of their individual unit, including service charges.

本地地产报告。

地产。决定股息潜能的因素。。。。

fixed deposit under housing development account.
房屋部规定发展商缴纳一笔款项在里面，这些钱只能拿来发展产业，完工以后，如果有剩余才能拿出来。
当看到xxx property有大量现金，对不起，别高兴，股东是拿不到的。

advance progress billing.
银行和屋主预先透支给发展商的账单，越多就表示payable越多。

provision for deveplopment cost.
嗯。。。不知道是什么。。。相信是房屋部的存款中的部分"义务"。

retention sum.
这个有买过房子的一定知道，如果屋子两年内有问题，property developer要赔偿。

最近趁着地产低迷时刻，复习了一些报告，原来不管有没有<先建后售>，发展商的周转都是一样被限制的。
其实最有可能骗你钱的还是银行，他们偷偷吃你利息的可能更大，或者骗你买一些“死了不必供期”的保险，忘了是什么名堂了，呵呵。。。



看了plenitude berhad的balance sheet，我觉得里面的现金是不能拿来派息的。
plenitude berhad的现金是 RM144,590,213 ,RM1.3/share.
但是共有RM38,995,125的存款锁定在房屋部。
还有一个不知道是什么的Provision for cost to completion , 共有RM82,845,258 .
在还没有弄清之前，我觉得应该小心为上，因为这影响了地产股的派息能力。